Ngychom
US ↔ Nigeria pilot corridor

Deposit in one country.
Receive in another.

Built for the African diaspora. Deposit USD into our US account — we pay the Naira equivalent into the Lagos account you choose. No cross-border wires, no SWIFT fees.

How it works

1

Create & get quote

Pick USD → NGN, enter your amount. See the live rate, our margin and the exact Naira you'll receive.

2

Deposit locally

Deposit USD into our designated US bank account and add your unique exchange reference.

3

We verify

Our team verifies your deposit against our bank feed (Plaid) or manually.

4

Naira delivered

We pay the Naira into the Lagos account you specified. Done — track it live.

Indicative market rate
$1 = ₦1,332.82
Our margin: 1.5% · Pilot: USD → NGN · Works the other way too (NGN → USD)

Western currencies → Naira

USD, GBP, CAD, AUD, EUR, CNY, JPY → NGN. US↔Nigeria goes live first; more corridors unlock as we expand.

Why deposit-based?

We hold local balances in each country, so your money never leaves the country — faster, cheaper and more reliable than wires.